About X Financial Technologies

We believe blockchain enables a financial system that can serve everyone. Decentralized finance fosters economic freedom by ensuring fair participation in the global economy. At X Financial Technologies (XFT), our mission is to further enable over a billion people to access financial services, by bridging the gap between traditional and decentralized finance. We're engineering the enabling technologies for a single, integrated, and universal access layer to onchain financial services.

Finance should and CAN be:

Problem [Update 6/22/2024]

The journey towards a decentralized financial future faces several challenges:

• Liquidity Fragmentation: Siloed solutions exacerbate liquidity fragmentation, making it challenging to pool resources effectively.
• Bespoke Multi-Chain Connectivity: Integration between various tokenized asset platforms is complex and costly.
• Regulatory Variance: Differing regulatory frameworks further contribute to the inconsistency and complexity.
• Suboptimal Consumer Experience: The sum of the above points and more make the DeFi user experience suffer, deterring broader adoption.

Solution

• Multi-Layer Architecture: Proprietary blockchain separates compliance and execution, ensuring regulatory adherence, control, and scalable transaction throughput.
• Regulator dApp & Oracle: Programmable, real-time compliance for any jurisdiction.
• Compliance-as-a-Service: Supports global legal asset transfers via token wrapping/unwrapping.
• API Interface: Simplifies blockchain UX, eliminating the learning curve and maintaining flexibility.
• Deep TradFi & DeFi Liquidity: Aggregates liquidity from multiple sources to tackle fragmented liquidity.
• Ledger Gateway: Integrates seamlessly with third-party private DLTs.
• Tokenization-as-a-Service (TaaS): Tokenizes assets upon trade execution, paired with off-chain liquidity.

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Our Thesis

At XFT, we envision a financial ecosystem that extends beyond traditional boundaries, accessible to everyone and secure for all. We believe that blockchain and cryptocurrencies are more than just technological innovations; they are the keys to efficient traditional financial markets.

By harnessing the programmable nature of cryptocurrencies, we empower institutions to mitigate systemic risks and avert financial crises through robust, transparent software. Simultaneously, this technology enables universal participation, offering access to anyone with an internet connection.

At XFT, we are committed to leading this change, ensuring that our solutions enable inclusivity and resilience in the global economy.

The XFT Solution

We are unlocking alternative markets via tokenization and a powerful suite of APIs. Our layer-1 blockchain facilitates seamless tokenization and distribution of any financial asset, from real estate to fine art, unlocking their liquidity and making them accessible to anyone with an internet connection.

We understand the critical importance of compliance in the financial sector. Our blockchain is specifically designed to accommodate the dynamic nature of regulatory frameworks across the globe.

Principles

At X Financial Technologies, our commitment extends beyond innovation; we prioritize the needs and security of our end-users above all else. As we strive to become the most consumer-centric financial services company, we uphold the highest standards of compliance and ethical practices. By aligning our incentives with those of our clients and rigorously adhering to regulatory frameworks, we ensure transparency, fairness, and responsibility in every transaction. Our approach is built on a foundation of trust, aiming to foster a sustainable and inclusive financial ecosystem that puts the consumer first.